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Continued Health Care Benefits Program
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If you have lost your military health care coverage or will lose it soon, the Continued Health Care Benefit Program (CHCBP) can protect you in the interim between military health benefits and civilian health care. Following the loss of entitlement to military medical benefits, you may apply for temporary, transitional medical coverage under the CHCBP. Continued Health Care Benefit Program is a premium-based health care program providing medical coverage for former military beneficiaries.
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CHCBP is similar to, but not part of, TRICARE. The CHCBP program began on October 1, 1994, and extends health care coverage to the following individuals when they lose military benefits:
- The Service Member (who can also enroll his or her family members)
- Certain unremarried former spouses
- Children who lose military coverage due to age or marriage
CHCBP Basics
- Continuous coverage: CHCBP can act as a "bridge" between your military health benefits and your new job's medical benefits, so you and your family will receive continuous medical coverage. It is a health care program intended to provide you with continuous health care coverage on a temporary basis following your loss of military benefits.
- Pre-existing condition coverage: If you purchase this conversion health care plan, CHCBP may entitle you to coverage for preexisting conditions often not covered by a new employer's benefit plan.
- Benefits: The CHCBP benefits are comparable to the TRICARE Standard benefit which covers a majority of medical conditions, uses existing TRICARE providers and follows most of the rules and procedures of TRICARE Standard. However, for some types of treatment, coverage can be limited. Prior to enrolling in CHCBP, interested beneficiaries are encouraged to contact a TRICARE Service Center to ask specific questions regarding TRICARE Standard coverage.
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